FG's New Device Credit Program: Making Digital Tools Affordable for Nigerians (2026)

A Digital Revolution for Nigeria's Workforce: Unlocking Opportunities with Affordable Devices

In a bold move, the Federal Government of Nigeria, through CREDICORP, has unveiled a groundbreaking initiative to empower working Nigerians with affordable access to essential digital tools. This ambitious program aims to bridge the digital divide and unlock a world of opportunities for thousands of individuals.

But here's where it gets controversial... or at least, potentially game-changing. The pilot phase of this program has already demonstrated its impact, enabling over 1,000 Nigerians to acquire smartphones through accessible credit. And now, CREDICORP is taking it to the next level, targeting a massive scale-up to benefit over 15,000 working Nigerians.

CREDICORP's Managing Director, Uzoma Nwagba, sees this as a logical progression, aligning perfectly with the government's vision for a digitally inclusive, productive, and modern workforce. Dayo Fabayo, CEO of Credlock, a key technology partner, emphasizes the transformative power of these everyday devices.

"A smartphone is more than just a device; it's a gateway to learning, work, opportunity, and a dignified life," Fabayo asserts. "At Credlock, we believe that the device in someone's hand can be their ticket to a brighter financial future. By partnering with CREDICORP and E-Finance, we can make this vision a reality for millions of Nigerians."

And this is the part most people miss: it's not just about the devices. It's about the potential they unlock. With affordable access to smartphones and laptops, working Nigerians can enhance their skills, connect with global opportunities, and contribute to a thriving digital economy.

So, what do you think? Is this initiative a step towards a more inclusive and prosperous Nigeria? Or are there potential pitfalls that we should consider? Share your thoughts in the comments below and let's spark a conversation about the future of digital access and its impact on our society.

FG's New Device Credit Program: Making Digital Tools Affordable for Nigerians (2026)

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